Mortgage Terminology 101

Mortgage Terminology 101 Navigating the home-buying process can be a challenge, for first-timers and seasoned buyers alike. In addition to looking for the perfect home, prospective buyers need to be knowledgeable about the ins and outs associated with choosing a mortgage, beginning with having a general understanding of the terminology … Read More

The Worst Mortgage Advice Home Buyers Actually Believe

Warning: The most popular WORST Mortgage advice and why you should not listen! Getting a mortgage can be a daunting prospect that isn’t at all straightforward. For most home buyers, they want to access a mortgage loan that will help them to purchase the house of their dreams. If that’s … Read More

Why Its Finally Easier to Get a New Mortgage

Rates are again low and banks are loosening up, but sterling credit still pays. After the housing crisis, mortgage lending standards became unreasonably tight for many. In 2014, only 51% of refi applications went through, according to mortgage-software company Ellie Mae, and one that didn’t gained notoriety: That year Ben … Read More

Strong Housing Sector Trumps Tighter Monetary Policy in 2016

By Freddie Mac VP and Chief Economist Sean Becketti- originally published on FreddieMac.com on January 4, 2016 After more than a year of false alarms, the Federal Reserve finally decided in December to begin tightening monetary policy by raising the federal funds rate. Economists are pondering the impact of this … Read More

You need a professional when buying a home

Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to go it on their own. Much like if you’re considering building a custom home, you’ll want competent professionals like randy jeffcoat builders behind you … Read More

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