8 Great Reasons to Buy a Home in the Fall

1.  Less competition during non-peak time Many people who searched for a new home in summer turn their focus to school and family in the fall and are not out house hunting. Plus, with new inventory and potentially reduced prices on homes that didn’t sell in spring or summer, you … Read More

Six things you might not know are hurting your home

Don’t be fooled by these not-so-innocent problems As homeowners, we do our best to take care of maintenance needs as they arise: maintaining the yard, tightening a loose railing, cleaning out the gutters. But what about problems that aren’t so obvious … or that appear harmless on the surface? Chances … Read More

FHA loan limits to increase in most of U.S. in 2019

Source:  HousingWire The Federal Housing Administration announced its new loan limits for 2019, and it looks like most of the country will see an increase. In high-cost areas, the new FHA loan limit ceiling increased to $726,525, up from $679,650 in 2018. The FHA will also increase its floor to … Read More

Buying a home with government assistance

Think you’re not able to buy your own home? Think again – these government-backed loans are ready to help you even if you are struggling to save for a down payment or have less than perfect credit. FHA loan FHA loans typically come with competitive interest rates, and smaller down than … Read More

House-hunting? Learn How to Stay Focused.

If you’ve been thinking about buying a home of your own for some time now, you’ve probably come up with a list of things that you’d LOVE to have in your new home. Many new homebuyers fantasize about amenities they see on TV or Pinterest, and start looking at homes … Read More

Yes, You Can Buy a Home in a Tight Real Estate Market

The “perfect” home may be hard to find now, but today’s rising home prices and interest rates combined with low inventory could significantly impact the cost of waiting. Looking at south carolina coastal properties is much more exciting when you feel like there is a genuine possibility that one of … Read More

How to Go from a Graduate to a First Time Homebuyer

You finally did it. Four long years of pulling all-nighters, acing exams, and writing research papers paid off, and you graduated college. So, now what? Maybe you already have a job lined up, but there’s a good chance you’re not quite ready to buy a house. For the fast-track to … Read More

FHA Has Increased Loan Limits for 2018

The Federal Housing Administration (FHA) announced a new schedule of loan limits that will go into effect on Jan. 1, 2018. In high-cost areas of the country, FHA’s loan limit ceiling will increase from $636,150 to $679,650, while its floor will increase from $275,665 to $294,515. The national mortgage limit for … Read More

Fall Home Maintenance Checklist

Before the weather grows colder it’s important to prepare for the winter months to prevent costly damage. Below are the fall preventative home maintenance steps that every homeowner should follow. Gutters and Downspouts Clean gutters and downspouts frequently throughout fall to prevent build up of leaves and other debris. Neglected … Read More

7 Home Maintenance Tasks You Should Tackle in June

Ah, June. School’s out, the days are long, and the weather’s getting toasty. We get it—your vacation is beckoning. (So’s ours.) But before you slather yourself with SPF 75 and reach for a piña colada, do yourself a favor and tackle a few maintenance projects. A little pain now means … Read More

2017 Conforming Loan Limits Have Increased!

For the first time since 2006, the conforming loan limits have increased. In 2017, the baseline loan limit for most counties across the U.S. will be $424,100, a slight increase over 2016. More expensive markets, such as New York City and San Francisco, have conforming loan limits as high as $636,150. Anything … Read More

Preparing Your Home for Autumn

Maintenance Tips for the End of Summer It’s time. Sigh. Summer has drawn to a close, like it or not, and Fall has arrived! Before the leaves fall and the wind turns chilly, it’s a good idea to do some seasonal maintenance on your home. Here are some things to … Read More

Is Paying Off Your Mortgage Early Something You Should Do?

Even if you can easily afford your mortgage every month, the idea of living debt free after paying off your home loan early can be pretty tempting. If you do decide to pay off your home loan early, you’ll save money from skipping out on the interest tacked on your … Read More

5 in 10 Millennials Still Consider Down Payment a Barrier

91% Millennials Want to Own a Home Most renters would like to take the next step toward homeownership. They just don’t think they can – yet. In fact, 91 percent of Millennials stated in a recent survey that they want to own a home. This group, roughly age 25-34, represent the … Read More

Know the Difference: Fixer Uppers vs. Rehab Homes

Buying a home that needs a little TLC is a great way to develop an investment quickly, but there are varying degrees of “TLC” that you should consider. First, let’s draw a line to differentiate a quick fixer upper and a total rehab. A fixer upper is a home that … Read More

Selling Your House? Price it Right Up Front

In today’s market, where demand is outpacing supply in many regions of the country, pricing a house is one of the biggest challenges real estate professionals face. Sellers often want to price their home higher than recommended, and many agents go along with the idea to keep their clients happy. … Read More

Outdoor Renovation Projects with the Highest ROI

Making a few small changes, especially outdoors, can do much more than make your home a better backdrop for family portraits. In fact, when done correctly, an outdoor renovation can deliver a feature you love and increase the value of your home. If you can’t afford to make these renovations … Read More

5 Ways You May be Accidentally Wrecking Your Credit

It’s tough enough to make financial decisions that keep you in the black and prepare you for Purchasing or Refinancing a home. But it’s something else to sabotage your credit without realizing you are doing so. Finance experts at Credit.com suggest five ways you may accidentally be wrecking your own … Read More

Pros and cons of paying off your mortgage early

by Sherri Kuhn Is This A Good Financial Strategy For You? Have you considered paying off your mortgage early? Being free and clear of mortgage debt is a dream of many homeowners, but it may not always be the wisest decision for you. When our parents — and grandparents — … Read More

FHA 203k Loans: What You Need to Know

Whether you’re actively searching for a new place to call home or simply entertaining the idea of moving to a new location, you more than likely have a dream home in mind. However, if your dreams are out of line with your budget, getting into that dream home may seem … Read More

Winter Weather Doesn’t Have to Hamper Your Home Sale

As the winter season marches on, so too does the debate surrounding whether or not putting your home up for sale during the cold, snowy months is the best approach. While many may shy away from listing their home during the winter months thanks to bad weather and freezing temperatures, … Read More